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Payment Policy

Are there any hidden charges (Octroi or Sales Tax) when I make a purchase on myhomesol.com?

There are zero hidden charges when you make a purchase on myhomesol.com. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.

Delivery charges may be extra, please refer to our Delivery and Shipping Policy for further details

What payment methods are supported?

We accept the following payment options (with billing in INR and India issued cards only):

  • Credit cards
  • Debit Cards
  • Net Banking
  • Cash Cards (pre-paid cards)
  • Cash on Delivery

 

What is Cash-on-Delivery (COD) option?

If you would like to pay cash at the time of delivery, you may choose the "Cash on Delivery" option during checkout. Please note that our delivery personnel/courier will hand over the goods only AFTER you make the payment. Given that most of the items we deal in are bulky and involve significant efforts in door-delivery, we would require you to inspect the material before it is unloaded from the delivery van by our delivery personnel and make the payment. If you still have a need for exchange, please follow the steps explained in our Refunds & Cancellation Policy.

Please note that orders for items where customization is needed (including but not limited to glass, mirror, curtain rods, wall papers, wall transfers, murals, mattresses and timber), orders once placed cannot be cancelled. 

Is there any charge for orders with Cash-on-Delivery (COD) option?

Minor charges of Rs. 25 if your order value is less than Rs. 2,500. Above this, it is free.

What are the terms and conditions for using CoD option?

The maximum order value can be Rs. 20,000. Cash-only payment at the time of delivery.

Is credit card/debit card payment safe?

We use trusted EBS payment gateway. EBS uses seven server architecture model which helps in better encryption of data which protects the clients information. All the customer’s credit card authorization is done using the high-tech Axis, HDFC and Citibank’s secure servers and the same is encrypted before it is transmitted over the Internet to the Acquiring Banks. Additionally EBS servers are behind security firewalls to ensure maximum protection of your customer's information. This guarantees that your information is inaccessible to any third party. EBS uses  the best industry-standard 128 bit SSL (Standard Sockets Layer) Verisign Technology, which ensures the security of the data. Please refer to our Privacy and Security Policy for more details.

Which Debit Cards do you accept?


We accept the following Debit Cards (issued in India only): 

Debit Cards Of Visa Electron
Andhra Bank Axis Bank Bank of Baroda Bank of India Barclays Canara Bank City Union Bank
Citibank CorporationBank Dena Bank Deutsche Bank DCB HDFC Bank ICICI Bank
IDBI Bank Indian Bank Indian Overseas Bank Indusind Bank Karnataka Bank Standered Chartered State Bank of India
Syndicate Bank Dhanalakshmi Bank Federal Bank Karur Vysya Bank Laksmi Vilas Bank UCO Bank Union Bank

Debit Cards Of Mastercard
Axis Bank CorporationBank Federal Bank Bank of India Yes Bank Canara Bank Central Bank of India
Citibank Indian Bank Punjab National Bank RBS IDBI Bank HDFC Bank ICICI Bank
Union Bank Standered Chartered State Bank of India        

Debit Cards Of Maestro
Bank of Baroda Indian Bank ING Vysya Bank J&K Bank Karur Vysya Bank South Indian Bank Central Bank of India
Citibank Syndicate Bank Punjab National Bank RBS HDFC Bank State Bank of India  

 

Can I use my bank's Internet Banking feature to make a payment?

Yes. Myhomesol.com offers you the convenience of using your bank’s Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.

Net Banking
Central Bank of India Axis Bank Federal Bank J&K Bank Kotak Bank Oriental Bank of Commerce State Bank of Hyderabad
Citibank CorporationBank State Bank of Indore State Bank of Mysore State Bank of Saurashtra HDFC Bank ICICI Bank
State Bank of Travancore Indian Bank Yes Bank State Bank of India Karnataka Bank    

 

Which Cash Cards (pre-paid cards) do you accept?

We accept the following Cash Cards (issued in India only): 

  • Citibank eCard
  • iCashCard
  • ItzCash
  • Done Card
  • beam

Which Credit Cards do you accept?

We accept the following Credit Cards (issued in India only): 

  • Mastercard
  • VISA
  • Diners Club
  • American Express
  • JCB